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Credit Corp Home Credit Corp — the site name for the Credicorp group. UK business lending. To borrow, head to credicorp.co.uk.

Credit Corp What is Credit Corp? Plain-English answer in a minute: who Credit Corp is, what Credicorp does, and the one place customers actually borrow.

Credit Corp The name change Now Credit Corp — why the new name exists, and what it does (and does not) change for you.

Credit Corp How it works How a UK company gets business finance through Credicorp, from first look to funds in the bank — the friendly five-step overview.

Credit Corp Products Business Bridging Loan, Credicorp Flex and Credicorp Slice — short-term working capital for UK companies.

Industries Industries Business funding by industry — retail, hospitality, construction, manufacturing, healthcare, logistics and 32 more sectors. Plain-English guides for UK companies where the company borrows, never the director.

Industries Business funding for retail & shops — Credit Corp | Working capital for UK retail companies How short-term business finance fits UK retail companies — buying stock ahead of a season, a shop fit-out, new tills, or opening a second site. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for Hospitality & food — Credit Corp | Working capital for UK restaurants, cafes & pubs How short-term business finance fits incorporated UK hospitality — restaurants, cafes and pubs. Cover a quiet stretch, refit a kitchen, or stock ahead of a busy season. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for construction & trades — Credit Corp | Working capital for UK building companies How short-term business finance fits incorporated UK construction and trades companies — buying materials up front, staged payments, retentions held back and slow-paying contractors. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for manufacturers — Credit Corp | Working capital for UK manufacturing companies How short-term business finance fits UK manufacturers — funding a raw-materials run, fulfilling a large order, or bridging long lead times while customer invoices catch up. The company borrows, never the director: no personal guarantee. To apply, head to credicorp.co.uk.

Industries Business funding for professional services — Credit Corp | Working capital for UK accountancy, law & consultancy firms How short-term business finance fits incorporated UK professional-services firms — accountants, solicitors and consultancies. Bridge the lag between billable work and paid invoices, fund a hire or a new office. The company borrows, never the partner: no personal guarantee. Apply at credicorp.co.uk.

Industries Business funding for healthcare & dental — Credit Corp | Working capital for UK practices How short-term business finance fits UK healthcare and dental companies — equipment, surgery fit-out, refits and the lag before plans, insurers or the NHS pay. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for logistics & transport — Credit Corp | Working capital for UK haulage, courier & warehousing companies How short-term business finance fits UK logistics and transport companies — fuel and wages on long payment terms, fleet repairs, warehousing and contract ramp-ups. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for automotive companies — Credit Corp | Garages, MOT bays, parts & dealers How short-term working capital fits incorporated UK automotive businesses — garages, MOT testing stations, parts factors and dealers. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for beauty & wellness — Credit Corp | Working capital for UK salons, spas & clinics How short-term business finance fits incorporated UK beauty and wellness companies — fitting out a salon, buying chairs and kit, stocking retail and professional lines, and smoothing seasonal cash flow. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for agriculture and farming — Credit Corp Sector funding guide for incorporated UK farming companies — machinery, seed/feed, seasonal income, diversification. Company borrows, no personal guarantee.

Industries Business funding for technology & IT — Credit Corp | Working capital for UK tech companies How short-term business finance fits UK technology and IT companies — hiring ahead of revenue, runway between funding rounds, kit and cloud for a new contract, and milestone-based client payments. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for wholesale & distribution — Credit Corp | Working capital for UK wholesalers How short-term business finance fits incorporated UK wholesale and distribution companies — buying stock in bulk to hit price breaks, offering trade credit to buyers, and carrying inventory in the warehouse. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for creative & media — Credit Corp | Working capital for UK agencies, studios & production companies How short-term business finance fits incorporated UK creative and media companies — agencies and studios, project costs paid up front, kit and crew, and the long lag before a client or platform settles. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for fitness & leisure — Credit Corp | Working capital for UK gyms, studios & clubs How short-term business finance fits incorporated UK fitness and leisure companies — kitting out a gym, funding a fit-out, replacing equipment and smoothing membership seasonality. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for property & lettings — Credit Corp | Working capital for UK landlord and agency companies How short-term business finance fits incorporated UK property and lettings companies — refurb between tenancies, void periods, deposits and bridging-style gaps before rent or a sale comes through. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for e-commerce & online — Credit Corp | Working capital for UK online sellers How short-term business finance fits UK e-commerce companies — buying inventory ahead of demand, funding ad spend that pays back later, fulfilment costs, and the cash squeeze of peak season. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for education & training — Credit Corp | Working capital for UK colleges, training providers & tutoring companies How short-term business finance fits UK education and training companies — funding course development before enrolments, equipment and kit, and the gap before termly fees arrive. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for sports & leisure — Credit Corp | Working capital for UK clubs, leisure centres & activity venues How short-term business finance fits UK sports & leisure companies — gym and pitch equipment, a quiet off-season, a centre refit, or the lag before seasonal memberships renew. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for import & export — Credit Corp | Working capital for UK importers and traders How short-term business finance fits UK import and export companies — stock paid before it sells, shipping and duty up front, FX timing and long container lead times. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for food production — Credit Corp | Working capital for UK food producers, bakeries & manufacturers How short-term business finance fits UK food production companies — buying ingredients in bulk, funding new equipment or cold storage, and bridging long supermarket payment terms. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for printing & signage — Credit Corp | Working capital for UK print shops and sign-makers How short-term business finance fits UK printing and signage companies — paper, ink and substrate ahead of a job, a new press or wide-format machine, and the upfront cost of work paid on completion. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for security services — Credit Corp | Working capital for UK guarding, CCTV & monitoring companies How short-term business finance fits UK security companies — making payroll before client invoices clear, buying kit for an install, or staffing up for a new contract. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for waste & recycling — Credit Corp | Working capital for UK collection and recycling companies How short-term business finance fits UK waste and recycling companies — getting a collection vehicle back on the road, plant for a materials recovery site, or bridging long council and commercial contract payment terms. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for landscaping & grounds — Credit Corp | Working capital for UK landscaping companies How short-term business finance fits UK landscaping and grounds-maintenance companies — buying plants and materials before a job is paid, funding a mower or mini-digger, and bridging a quiet winter. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for childcare & nurseries — Credit Corp | Working capital for UK nursery companies How short-term business finance fits UK childcare companies — bridging the funded-hours payment lag, a room fit-out, holding staff through ratio rules, or steadying the late-summer occupancy dip. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for care & support — Credit Corp | Working capital for UK care providers How short-term business finance fits UK care companies — paying carers before local-authority fees clear, a CQC-driven refurb, agency staffing cover, or fitting out a new home. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for dental practices — Credit Corp | Working capital for UK dental companies How short-term business finance fits UK dental companies — a new chair, imaging kit, a surgery fit-out, lab bills, or the lag on plan and insurer payments. The company borrows, never the principal: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for veterinary practices — Credit Corp | Working capital for UK vet clinics How short-term business finance fits UK veterinary companies — diagnostic equipment, a practice fit-out or new premises, drug and consumable stock, and the wait on pet-insurer payments. The company borrows, never the vet: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for cleaning services — Credit Corp | Working capital for UK cleaning companies How short-term business finance fits incorporated UK commercial and contract cleaning companies — meeting payroll before client invoices clear, kit and materials, and staffing up for a new contract. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for couriers & delivery — Credit Corp | Working capital for UK courier companies How short-term business finance fits UK courier and last-mile delivery companies — fuel and driver pay before client invoices clear, vehicle upkeep, and ramping up for a new contract. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for electrical & plumbing — Credit Corp | Working capital for UK M&E companies How short-term business finance fits incorporated UK electrical and plumbing companies — materials up front, staged payments, retentions held back and slow-paying main contractors. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for events & entertainment — Credit Corp | Working capital for UK events companies How short-term business finance fits UK events, production and entertainment companies — paying deposits, crew and kit up front for a booking that settles on completion, and riding seasonal peaks. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for florists — Credit Corp | Working capital for UK florist companies How short-term business finance fits UK florist companies — buying perishable stock ahead of peak seasons, a shop refit, or extra hands for a peak. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for funeral directors — Credit Corp | Working capital for UK funeral companies How short-term business finance fits incorporated UK funeral-director companies — disbursements paid out before the estate settles, premises and the fleet. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for opticians — Credit Corp | Working capital for UK optician practices How short-term business finance fits incorporated UK optician practices — frame and lens stock, test equipment, a practice fit-out, and the wait on insurer and NHS payment runs. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for pharmacy — Credit Corp | Working capital for UK community pharmacy companies How short-term business finance fits incorporated UK community pharmacy companies — buying dispensing stock up front, the lag on NHS reimbursement, and funding a refit or new equipment. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for recruitment agencies — Credit Corp | Working capital for UK staffing companies How short-term business finance fits UK recruitment and staffing companies — paying temps and contractors weekly while clients settle on 30 to 60 day terms. The company borrows, never the director: no personal guarantee, no personal credit check. To apply, head to credicorp.co.uk.

Industries Business funding for taxi & private hire — Credit Corp | Working capital for UK private-hire companies How short-term business finance fits incorporated UK taxi and private-hire companies — vehicle repairs, licensing and plating, fuel on account and fleet cover. The company borrows, never the director: no personal guarantee, no charge over a home, no personal credit check. To apply, head to credicorp.co.uk.

Credit Corp About The group story — Credit Corp Group Limited (the lender) and CM Beyer Limited (the brand arm), one shared director.

Credit Corp Trade marks Credicorp (registered) and Credit Corp (registered) — two marks, one group, fully cross-licensed.

Credit Corp Lending & regulation Why Credicorp business lending sits outside consumer credit — Article 60B FSMA RAO 2001, in plain English.

Credit Corp FAQ Common questions — is Credit Corp the same as Credicorp, where to apply, what happens to your loan, who is CM Beyer.

Credit Corp Contact Where every enquiry goes — apply, quote, portal and support all live on credicorp.co.uk.

Learn Learn Plain-English guides to how Credicorp business credit works — bridging loans, the revolving Flex facility, no personal guarantee, and how affordability is assessed.

Learn How business bridging loans work The Business Bridging Loan for UK companies — what it is, the terms (£50–£500, 14–84 days, 0.25% a day, £5 fee, 100% cap), and when it fits.

Learn What a revolving credit facility is Credicorp Flex explained — a £50–£500 limit you draw, repay and redraw, with interest on the drawn balance only and a 14-day cycle.

Learn No personal guarantee — what it means What no personal guarantee really means for a director, how it differs from secured and guaranteed lending, and why the company is the only obligor.

Learn How affordability is assessed How the lender works out whether a company can afford to repay — bank statements, Open Banking, business credit and track record, with human review.

Learn Short-term vs long-term business finance When short-term company finance fits and when a longer SME term loan does — matching the term of borrowing to the life of the need.

Learn The cash-flow gap, explained What a cash-flow or working-capital gap is, why a profitable company can still run short of cash, and where a short company bridge fits.

Learn Business finance jargon buster Plain-English definitions of UK business finance terms — body corporate, Article 60B, APR vs flat fee, drawdown, debenture, Open Banking and more.

Learn Is short-term borrowing right for you? An honest decision aid — the questions to ask before borrowing, when not to borrow, and cheaper alternatives to check first.

Learn How to improve your business credit score Eight practical steps to improve a UK company credit score — payment history, CCJ satisfaction, filed accounts, credit utilisation and more — before applying for business finance.

Tools Calculators & tools Free, private business-finance calculators — Bridging Loan and Flex cost, Slice instalments, working-capital gap, late-payment interest and cashflow runway.

Tools Bridging Loan cost calculator Work out the interest, fee and total to repay on a Business Bridging Loan of £50–£500 over 14–84 days, capped at 100%.

Tools Flex facility cost calculator See the cost of a single Credicorp Flex drawing and the minimum due each 14-day cycle — interest on the drawn balance only.

Tools Slice instalment calculator Split a £50–£2,000 supplier bill into 3 or 4 instalments and see the flat 6% fee, the total and the amount per instalment.

Tools Working-capital gap calculator Estimate your cash conversion cycle and roughly how much working capital your trade ties up at any one time.

Tools Late-payment interest calculator Work out the statutory interest and fixed compensation you can claim on an overdue commercial invoice.

Tools Cashflow runway calculator See how many months your company cash lasts at a given net monthly burn — a quick planning check before you borrow.

Compare Compare business finance Even-handed comparisons for directors — a Bridging Loan vs an overdraft, Flex vs a credit card, and Slice vs invoice finance.

Compare Business Bridging Loan vs a business overdraft Availability, cost shape, flexibility and when each wins. Credicorp offers the bridging loan, not the overdraft.

Compare Credicorp Flex vs a business credit card Limits, how interest is charged, repayment, and the company-as-borrower point. Credicorp offers Flex, not the card.

Compare Credicorp Slice vs invoice finance Money owed out vs money owed in — opposite directions of cash flow, and when each fits. Credicorp offers Slice, not invoice finance.

Learn What a business loan agreement covers The parts of a company loan contract — parties, amount, charges, term, repayment, default, and the company as sole obligor. General information, not advice.

Learn Early repayment explained Paying off short company credit ahead of time — how early settlement works, the conditional early-settlement charge, how daily interest rewards paying early, the 100% cost cap and Slice unused-fee refund.

Learn What you need to apply A checklist of what a UK company needs to apply — company details, a UK business bank account, around six months of statements, director details and ID.

Learn The application process, step by step A plain-English walkthrough of how to apply for a Credicorp business loan — six stages from preparing the company to receiving funds in the account.

Learn How to choose the right business finance A decision guide for UK company directors — the three forms of Credicorp short-term finance (Bridging Loan, Flex, Slice) and a five-step framework for matching the right product to the need.

Learn How daily interest works How daily interest accrues on Credicorp short-term business credit — the 0.25%/day rate, worked examples at different amounts and holding periods, and the 100% total cost cap.

Learn What happens if you miss a repayment A transparent guide for UK company directors — what happens after a missed business loan repayment, the company credit impact, no personal director liability, and why contacting the lender early matters.

Learn How funds reach your account What happens after approval — signing, funds to your company bank account, and typical same-working-day timing when signed before 3pm UK time.

Learn The 100% cost cap The hard ceiling across all three Credicorp products — the total cost of credit never exceeds the amount borrowed, with illustrative numbers.

Learn Business finance myths An even-handed myth-buster correcting common misconceptions about short-term company finance — personal guarantees, APR, and who lends to companies.

Learn What is a director's loan A plain-English guide to the director's loan account (DLA), the 9-month Section 455 repayment clock, and when external business finance is a cleaner answer than a personal injection.

Compare Business Bridging Loan vs an SME term loan A short bridging loan against a longer SME term loan — term length, cost shape and what each is for. Credicorp offers the bridging loan, not the term loan.

Compare Short-term business loan vs a merchant cash advance A fixed-term company loan against a merchant cash advance repaid as a percentage of card takings. Credicorp offers the fixed-term loan, not the MCA.

Compare Credicorp Flex vs a business overdraft The revolving Flex facility against a business overdraft — availability, cost, flexibility and when each wins. Credicorp offers Flex, not the overdraft.

Compare The three Credicorp products compared The Business Bridging Loan, Credicorp Flex and Credicorp Slice side by side — what each is, the terms and when each fits.

Learn A loan or a facility The first choice in short-term company finance: a fixed Business Bridging Loan versus the revolving Flex facility — what each is and which shape of need each fits.

Learn How a lending decision is made From application to outcome, step by step — company checks, affordability, human review, the Article 22 right to contest, and what happens if the answer is no.

Learn Preparing your company to borrow A five-point checklist before applying — Companies House filings current, dedicated business bank account, six months of statements, a clear need and a clear repayment.

Learn Reading your own bank statements What a lender reads in roughly six months of company statements — balance shape, income pattern, existing commitments, returned items and end-of-period pressure.

Learn What business credit bureaux see The UK business credit-reference agencies — Experian, Equifax, Creditsafe, Dun & Bradstreet — what feeds a company file and why it is separate from a director's personal file.

Learn What no charge over your home means Credicorp takes no security over personal or residential property — what this means in practice and how it differs from lenders who require a residential charge.

Learn What Open Banking shares Read-only access to business bank statements via Open Banking — what is visible, what is not, and how it speeds a lending decision without sending PDF files.

Learn When a short bridge makes sense The situations where a short-term business bridging loan is the right tool — a defined gap, a known repayment source and a time-boxed need.

Learn Can a newly incorporated company borrow? What a UK company needs in place to borrow short-term — trading history, bank account, Companies House standing — and how newer companies can strengthen their position.

Learn How Credicorp compares to a business overdraft A plain comparison between Credicorp short-term business credit and a traditional bank business overdraft — structure, cost, speed and eligibility.

Learn What is a CCJ and how does it affect borrowing? A guide for UK company directors — what a County Court Judgement is, how it appears on the company credit record, whether a company with a CCJ can borrow, and steps to address it before applying.

Learn Can a company with CCJs borrow? What CCJs mean for a UK limited company seeking business finance — satisfied vs unsatisfied, what credit bureaux hold, and how a short-term lender weighs them.

Learn What is APR and why do short-term lenders use a daily rate? A plain-English explanation of APR and why short-term business lenders price by daily rate — why APR comparisons mislead for credit held for days or weeks, and how to compare costs honestly in pounds.

Learn What is working capital finance? A plain-English guide for UK company directors — what working capital is, why the gap opens, and which type of finance (bridging loan, revolving facility, invoice finance) fits each kind of need.

Learn What is a debenture and does Credicorp take one? A plain-English explanation of what a debenture is, how fixed and floating charges work, what a negative pledge means, and whether Credicorp registers a charge when it lends.

Learn Why sole traders can't borrow from Credicorp Credicorp lends only to UK limited companies, LLPs and PLCs under the Article 60B exempt business lending exemption — why sole traders are outside scope and how to incorporate to qualify.

Learn Same-day decision: how it works How Credicorp makes a same-working-day lending decision — what data sources are used, what the assessment covers, and what happens if the decision is delayed.

Learn Can a company borrow again after repaying? How repeat borrowing works with Credicorp — what happens after repayment, how a second application is assessed, and how a positive repayment history helps the case.

Learn Bridge vs Flex vs Slice: which Credicorp product? A side-by-side comparison of Credicorp's three business credit products — Business Bridging Loan, Flex revolving facility, and Slice invoice-backed credit — to help directors choose the right one.

Learn What is invoice finance? A plain-English explanation of invoice finance for UK company directors — what it is, how it differs from factoring, who it suits, and how Credicorp's Slice invoice-backed credit product works.

Learn What is a facility limit? A plain-English explanation of what a credit facility limit is, how it is set, whether it can be increased, and what happens when the company draws close to the limit.

Learn What happens at the end of a Bridging Loan term? What happens when a Credicorp Business Bridging Loan reaches its repayment date — how to plan repayment, what to do if not fully repaid, whether extensions are possible, and the consequences of non-repayment.

Learn Business lending for seasonal businesses A guide for UK company directors who run seasonal businesses — how short-term business credit fits seasonal cash flow patterns, and how to plan borrowing around peak and off-peak cycles.

Learn How to increase your company's borrowing capacity What drives the lending limit on UK short-term business credit and what a company can do to improve its borrowing capacity before applying for finance.

Learn Business credit score explained What a UK business credit score is, how it is calculated, which credit bureaux produce it, and what factors affect it — a plain-English guide for UK company directors.

Learn What is Open Banking and is it safe? A plain-English guide to what Open Banking is, how the technology works, what it shares with lenders, and whether it is safe for UK businesses to use.

Learn Can a holding company borrow? Whether a UK holding company can apply for business finance — where the trading activity must sit, whether a subsidiary can borrow instead, and how group structures are assessed.

Learn Personal CCJ vs company CCJ: what is the difference? The difference between a personal CCJ and a company CCJ in the UK — why they are separate, what each affects, and what Credicorp considers when assessing CCJ history.

Learn What lenders look for in bank statements The specific signals business lenders look for in company bank statements — what impresses them, what raises flags, and how to read your own banking the way a lender does.

Learn Preparing your accounts for a business loan application What financial information you need to prepare before applying for a business loan — what lenders are looking for, what Open Banking shows, and how to put the company's best foot forward.

Learn Fixed charge vs floating charge: what is the difference? A plain-English guide to the difference between a fixed charge and a floating charge over company assets — what each is, when it applies, and what Credicorp takes.

Learn How to read a business loan term sheet A plain-English guide to what a business loan term sheet contains — the key clauses to check, what the numbers mean, and what to clarify before signing.

Learn What is the CCJ register and how do I search it? What the UK Register of Judgements, Orders and Fines is, how to search it for company or personal CCJs, and what the results show.

Learn Does Credicorp check personal credit? Whether Credicorp checks the personal credit score of a company director as part of a business loan application, and what the no-personal-guarantee model means for the assessment.

Learn What is trade finance? What trade finance is, how it works for UK businesses that import or export goods, the main product types, and how trade finance differs from general short-term working capital credit.

Learn What is a letter of credit? What a letter of credit (LC) is, how it works in international trade, the parties involved, the different types, and how it relates to short-term working capital finance.

Learn Can a company with a winding-up petition borrow? What a winding-up petition is, whether a company that has received one can borrow, the legal restrictions on company dealings after a petition, and what to do instead.

Learn How long does a business loan take to approve? How long business loan approval takes in the UK — from same-day decisions at short-term lenders to weeks at banks — and what factors affect the speed of drawdown.

Learn What happens if the company goes into liquidation? What company liquidation means in the UK, the three types (CVL, MVL, compulsory), what happens to creditors and the director, and how to avoid it.

Learn Director's guarantee vs personal guarantee: what is the difference? What a personal guarantee (PG) is in UK business lending, whether a director's guarantee is different, what it means to sign one, and why Credicorp does not require one.

Learn Can a dormant company borrow? What a dormant company is under UK law, whether a dormant company can borrow from a business lender, and what happens to dormant status when a company resumes trading.

Learn What is trade credit and how does it affect borrowing? What trade credit is, how it appears on a business credit report, and whether trade credit history (including defaults) affects a company's ability to get a business loan.

Learn How to manage a slow-paying customer How UK businesses can manage slow-paying customers: credit control, statutory interest, formal demand, and how short-term working capital finance bridges the cash flow gap.

Learn What is a Company Voluntary Arrangement (CVA)? What a CVA is in UK insolvency law, how it works, the difference between a CVA and administration or liquidation, and why active CVA companies cannot borrow from Credicorp.

Learn How business credit affects loan pricing How a company's business credit score and credit history affect the rate and terms offered on a business loan, and how Credicorp's pricing model uses Open Banking and bureau data.

On credicorp.co.uk Apply for a loan ↗ Start a new business loan application on the live lender site.

On credicorp.co.uk Compare the products ↗ Loan vs Flex vs Slice, side by side, on the lender site.

On credicorp.co.uk Customer portal ↗ Sign in to manage your account and view statements.

On creditcorpgroup.co.uk Group & legal site ↗ The deeper group, companies, trade-mark and regulation detail.