# Business finance calculators & tools — Creditcorp

Six free business-finance calculators for UK companies. Everything runs in your browser — nothing is sent anywhere, nothing is stored, no sign-in required.

From Creditcorp, the brand front door for the Credicorp group. Product tools use Credicorp's published terms; the planning tools are general. To apply, head to credicorp.co.uk.

## Product cost calculators

Built on Credicorp's published product terms. Results are illustrations only — the live cost is confirmed when you apply.

### [Bridging Loan cost calculator](/tools/bridging-loan-cost/)

Work out the interest, £5 establishment fee and total to repay on a Business Bridging Loan of £50–£500 over 14–84 days at 0.25% a day on the outstanding principal, cost capped at 100%.

### [Flex facility cost calculator](/tools/flex-facility-cost/)

Work out the daily interest on a Credicorp Flex drawing and the minimum payment due each 14-day cycle. Interest at 0.25%/day on the drawn balance only; £5 fee on the first drawdown.

### [Slice instalments calculator](/tools/slice-instalments/)

Split a supplier bill of £50–£2,000 into 3 or 4 fortnightly instalments. Flat 6% fee, no daily interest, cost capped at 100%.

## Planning tools

General business-finance tools, independent of any specific product.

### [Working-capital gap calculator](/tools/working-capital-gap/)

Estimate your cash conversion cycle (CCC) and the working capital your trade ties up at any one time. Inputs: receivables days, inventory days, payables days, monthly revenue.

Formula: `CCC = receivables_days + inventory_days − payables_days`; `gap = (monthly_revenue / 30) × CCC`.

### [Late-payment interest calculator](/tools/late-payment-interest/)

Calculate the statutory interest and fixed compensation you can claim on an overdue commercial invoice under the Late Payment of Commercial Debts (Interest) Act 1998. Statutory rate = Bank of England base rate + 8% per annum. Fixed compensation: £40 (under £1,000), £70 (£1,000–£9,999), £100 (£10,000+).

### [Cashflow runway calculator](/tools/cashflow-runway/)

See how many months your company's cash lasts at a given net monthly burn. Formula: `runway_months = current_cash / net_monthly_burn`. A runway under 3 months is a common trigger to explore short-term finance.

## Links

- [Business Bridging Loan — how it works](/learn/how-business-bridging-loans-work/)
- [Credicorp Flex — what a revolving credit facility is](/learn/what-a-revolving-credit-facility-is/)
- [Compare all three Credicorp products](/compare/the-three-products/)
- [Apply at credicorp.co.uk](https://credicorp.co.uk/apply/)